Are you struggling to make ends meet? You can now find a simple budget form under our Resources tab or click here. Budgeting takes time, patience and practice. The first step is often recognizing how you spend your money and then showing it in the correct category of the budget. If you are not completely honest with yourself, a budget will not work. Download our form, fill it out as best you can then track your spending for a month and fill it out again. You may be surprised at how quickly little expenses like lunch out, an afternoon coffee or school supplies can quickly add up and knock your budget off-balance. Work your budget for a few months and if you can’t get it to balance, then it might be time to call a credit counselor.
Author Archives: tracy
Members need to remain vigilant and not fall prey to phone and email scams that are prevalent this time of year. The IRS just released the “Dirty Dozen” top scams members could be seeing. Remember NEVER give out personal information to anyone who calls on the phone or asks for it in emails. Don’t answer calls from numbers you don’t recognize and NEVER confirm account information or personal information. The legitimate companies that you use, HAVE your account numbers they will not call you and ask for it. Read More about trending scams here: http://www.irs.gov/uac/Newsroom/IRS-Completes-the-Dirty-Dozen-Tax-Scams-for-2015
Did you sign on with a credit card company offering a great “introductory” rate only to find you are paying through the nose now that the intro term expired? NCACU offers credit cards with one rate, all day, every day. (more…)
What would you like to accomplish in 2015? What is on your Bucket List? NCACU is helping members set goals and achieve them in 2015! Whether you want to pay down debt to get ready for retirement, get ready for kids in college or maybe just to have a little breathing room in the budget; or maybe you want to participate in an exciting adventure, or plan a special trip. NCACU has the tools to accomplish it all. Stop in and talk to a loan officer today. Don’t let 2015 end with the same things on the list! Let us help you get them done! Happy New Year!
NCACU members dug deep this year in support of our third annual Cookies for Santa promotion in all branches. During November, members can purchase a paper cookie for one dollar or a Gingerbread man for five dollars to put on NCACU’s plate for Santa. All proceeds benefit local food pantries. Our members continue to humble us for this promotion. So many of you give willingly–it is a pleasure to present checks to the food pantries on behalf of our membership. We Are North Central!
NCACU, with support from the membership, was able to award 6 local college students scholarships to help defray the cost of education. (more…)
Looking for a career change? NCACU has a new job posting. Check it out here: www.ncacu.org/careers
NCACU members carrying MasterCards are advised to register with MasterCard SecureCode. MasterCard SecureCode is a private code for your MasterCard account that gives you an additional layer of online shopping security. Only you know what your code is – retailers aren’t able to see it, so you can trust that your transactions get your approval every time. Secure Code is driven by online merchants. Not all online companies utilize it, but the ones that do require the MasterCard cardholder to be enrolled in SecureCode and will deny a transaction without it. (more…)
Did you know members can get FREE copies of documents? While we can’t photocopy your 466 page life story, we can make a copy of an important document. Just stop in any of our branches and ask for a copy. We also offer free FAX services for members who need to send an occasional FAX. Notary services are also available in the branches.