Author Archives: tracy

NCACU Awards Scholars

scholarship 14

NCACU, with support from the membership, was able to award 6 local college students scholarships to help defray the cost of education. (more…)

Prevent Card Denials This Season

NCACU members carrying MasterCards are advised to register with MasterCard SecureCode.  MasterCard SecureCode is a private code for your MasterCard account that gives you an additional layer of online shopping security. Only you know what your code is – retailers aren’t able to see it, so you can trust that your transactions get your approval every time.  Secure Code is driven by online merchants. Not all online companies utilize it, but the ones that do require the MasterCard cardholder to be enrolled in SecureCode and will deny a transaction without it. (more…)

Free Stuff


Did you know members can get FREE copies of documents? While we can’t photocopy your 466 page life story, we can make a copy of an important document.  Just stop in any of our branches and ask for a copy. We also offer free FAX services for members who need to send an occasional FAX.  Notary services are also available in the branches.

Don’t Shop Special Rates

As a member of North Central Area Credit Union, we should be your first stop ANYTIME you are shopping for a major purchase.  NCACU is Your Best Deal.  We have lower rates than most and match loan rates in our service area.  For everything from a new car loan, a credit card,  or even quick cash–there is no need to go anywhere else or to shop for special rates–we are Your Best Deal!!

best deal stepped up

Thanks for Showing Your Love!

Love 4th collage

Members continue to win cash for being spotted showing their NCACU “Love.”  Proud members simply display one of our stickers on their vehicle and employees will randomly “spot” them in our communities and reward them with a deposit to their account!

NCACU Volunteers!

MASH Background Final

NCACU recently hit the 5,000 hours mark for our MASH  (Mentor, Assist, Support and Help) Volunteers.  (more…)

Customize Online Banking

Many people do not like to use their credit union account numbers on the Internet. It’s Me 247 allows you set up a username that can be entered in place of your account number when you log in to your accounts. Not only will this help keep your account number more private, it should be easier to remember!  To set up  a username log into It’s Me 247 click on INFO CENTER, Then MY PREFERENCES, then USERNAME.

To further customize your online banking center, (more…)

Question For Credit Union

Q: I am volunteering for a local organization and we need to open a checking account. Can I just open an account with my information and put the organization on the checks?

A:   No. Organizations should always obtain the correct taxpayer ID number for organizational funds. Since the money in the account will belong to the organization, the taxpayer ID number required to open the account cannot be a Social Security Number – it needs to be an Employer ID Number (EIN) applied for in the name of organization.

The IRS allows a fundraising event, memorial fund, bowling league, or other non-business purpose entity to open an account and request an EIN for banking purposes. Visit for more information.