Loans - Auto/Boat/RV

Auto/Boat/RV Loans
At NCACU our consumer loan application process is fast and easy. We can finance your auto, recreational vehicle or boat. We have low rates, no application fee, rate discount options, and a Cash Back Bonus option. If you have already made your purchase, consider us for a refinance. Ask your Member Service Specialist for details when you apply.

*Rates and terms are subject to change without notice. To obtain a loan from North Central Area Credit Union you must be a member. A $25 deposit is required to keep your account open. Members must qualify for the listed rates. For further loan information contact a Member Service Specialist.

Payment Protection Plans
It's important that you are confident that you can make your loan payments even when something unforeseen happens. For a low monthly fee NCACU offers life, short-term disability, and long-term disability insurance. It is our way of offering you peace of mind. Ask your Member Service Specialist for details when you apply.

Need GAP Information
Avoid paying for collateral you can't even use by choosing Guaranteed Asset Protection (GAP) on your next loan. For a small fee our GAP plan may give you some piece of mind. Ask your Member Service Specialist about GAP protection today!

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Administration
989–910–5135

Grayling Branch
989–348–7488

Houghton Lake Branch
989–366–9646

Roscommon Branch
989–275–5169

Standish Branch
989–846–9553