Holiday Skip-a-Pay

Looking for some extra cash this holiday season? If you currently have a qualifying loan with NCACU, you may have the opportunity to skip a payment once a year.

By donating $20.00 to the NCACU Scholarship Fund members may elect to skip a payment!

Qualifying Loans:

  • Closed end installment loans
  • Revolving Lines of Credit (including visa’s)
  • Note – Real Estate Loans do not qualify

Loan Eligibility:

  • Minimum Payment amount $50.00
  • Minimum Balance outstanding $1,000
  • NO delinquencies in the past 6 months more than 30 days
  • NO extensions in the past 12 months (rolling)
  • All accounts, including primary and joint accounts must be in good standing
  • One payment per loan per calendar year

If your loan meets the above criteria and you’d like to skip a payment, complete and print a Skip-a-Payment Request form and bring it in to your nearest NCACU branch!