Holiday Skip-a-Pay

Looking for some extra cash this holiday season? If you currently have a qualifying loan with NCACU, you may have the opportunity to skip a payment once a year.

By donating $20.00 to the NCACU Scholarship Fund members may elect to skip a payment!

Qualifying Loans:

• Closed end installment loans
• Revolving Lines of Credit (including visa’s)
• Note – Real Estate Loans do not qualify

Loan Eligibility:

• Minimum Payment amount $50.00
• Minimum Balance outstanding $1,000
• NO delinquencies in the past 6 months more than 30 days
• NO extensions in the past 12 months (rolling)
• All accounts, including primary and joint accounts must be in good standing
• One payment per loan per calendar year

If your loan meets the above criteria and you’d like to skip a payment, complete and print a Skip-a-Payment Request form and bring it in to your nearest NCACU branch!