CU*Talk Banking Service:
800–860–5704
Routing Transit Number: 272484247
If you need to report your card lost or stolen after hours call:
| Visa: | 800-847-2911 out of country 410-581-9994 collect |
|---|---|
| Debit: | 800-991-4961 |
| ATM: | 888-241-2510 out of country 909-941-1398 |
Overdraft Protection
NCACU's overdraft protection is a service that has a very simple form to sign and allows the credit union to automatically pull money from a savings account to pay an overdraft from a checking account. This keeps checking accounts from having a non-sufficient fund fee. The charge for this protection is $2.00 per overdraft.
The overdraft reimbursement option is when you actually apply for a revolving loan to cover an insufficient balance in your checking account. This requires a credit score above 600, income verification, credit report and a signed contract just like a regular unsecured loan. This loan usually has a high interest attached and may be subject to service charges.
