Rates

All loan rates are based on the type of loan product and the member’s current credit Score. For your most accurate loan rate status, please contact one of our Member Service Specialists today.

Savings Rates - Effective Wednesday, September 8, 2004
Account TypeAPRAPYMinimum
Deposit
Minimum
Balance
Prime Share0.500%0.000% - 0.500%$0.00$0.00
Money Market Acct0.500%0.000% - 0.500%$250.00$0.00
Money Market Acct0.750%0.000% - 0.750%$250.00$1,000.00
Money Market Acct0.950%0.000% - 0.950%$250.00$5,000.00
Money Market Acct1.040%0.000% - 1.050%$250.00$10,000.00
Money Market Acct1.140%0.000% - 1.150%$250.00$25,000.00
Christmas Club0.500%0.000% - 0.500%$0.00$0.00
Traditional Ira Shar1.980%0.000% - 1.990%$0.00$0.00
Coverdell Educ Ira1.980%0.000% - 1.990%$0.00$0.00
Roth Ira Share1.980%0.000% - 1.990%$0.00$0.00
Share Draft0.000%0.000% - 0.000%$0.00$0.00
Secondary Share0.500%0.000% - 0.500%$0.00$0.00

Fees may reduce earnings. Rate may change after the account is opened.

CD Rates - Effective Wednesday, August 27, 2008
Certificate TermAPRAPYMinimum Deposit
3 Mo Certificate2.710%2.750%$500.00
6 Mo Certificate3.060%3.100%$500.00
12 Mo Certificate3.300%3.350%$500.00
18 Mo Certificate3.350%3.400%$500.00
24 Mo Certificate3.440%3.500%$500.00
30 Mo Certificate3.440%3.500%$500.00
36 Mo Certificate3.440%3.500%$500.00
48 Mo Certificate3.930%4.000%$500.00
60 Mo Certificate4.410%4.500%$500.00

Penalty for early withdrawals.

Fight Identity Theft at http://www.cusecure.org.

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Stock Market Info

Administration
989–910–5135

Grayling Branch
989–348–7488

Houghton Lake Branch
989–366–9646

Roscommon Branch
989–275–5169

Standish Branch
989–846–9553

http://www.ncacu.org
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