NCACU members carrying MasterCards are advised to register with MasterCard SecureCode. MasterCard SecureCode is a private code for your MasterCard account that gives you an additional layer of online shopping security. Only you know what your code is – retailers aren’t able to see it, so you can trust that your transactions get your approval every time. Secure Code is driven by online merchants. Not all online companies utilize it, but the ones that do require the MasterCard cardholder to be enrolled in SecureCode and will deny a transaction without it. It really is just an extra level of security provided by these online companies and MasterCard. Visit this website to enroll today: http://www.mastercard.us/securecode.html Remember as you get ready to shop for the holidays—some merchants will require that your card is enrolled in this program and will deny MasterCard purchases if you are not enrolled.