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Youth Accounts

Get them on the right path by teaching them to save with an NCACU Youth Savings Account!
When you open a savings account for your child or grandchild, they can begin to gain knowledge on the following:

  • Helps kids and teens develop healthy saving habits
  • A sense of financial responsibility
  • Goal-setting and prioritizing skills

It only takes $5 to start saving plus, a parent to sign jointly on the account and the child’s Social Security Card.

Get them saving today and understanding the value of money at any age!

Add-On CD

A NEW CD alternative for members that want to continue to deposit funds to a CD and earn more! Open an Add-On* CD for those important in your life that are learning to save. Continue to make deposits, starting with only $100. It’s a great way to save incrementally and still earn a great rate!

  • 24-Month Term
  • $100 – $10,000 Investment
  • Make additional deposits in any amount

 

*$100 opening deposit and minimum balance required. $10,000 maximum deposit. Municipal, business and IRA funds are not eligible. During the term of the CD, you may make additional deposits into this account. The method for additional deposits may be limited to in-office transactions or Online Banking transfers. The balance in your account cannot exceed $10,000 excluding interest. Withdrawals prior to maturity are subject to an early withdrawal penalty fee. Fees may reduce earnings. Contact the credit union for details.