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Hours & Locations


 

Hours of Operation--Please note that all branches are being impacted by Staff Shortages/Illness and hours may vary.

Service Center
Monday - Thursday8:30am - 5:00pm
Friday8:30am - 6:00pm
Drive Thru Hours
Monday - Thursday8:30am - 5:00pm
Friday8:30am - 6:00pm
Saturday8:30 am-1:00 pm
Lobby Hours
Monday - Thursday9:00am - 5:00pm
Friday9:00am - 6:00pm
SaturdayCLOSED

Holiday Closings

New Year's DayMonday, January 2, 2023
Martin Luther King DayMonday, January 16, 2023
President's DayMonday, February 20, 2023
Memorial DaySaturday, May 27 and Monday, May 29, 2023
JuneteenthMonday, June 19, 2023
Independence DayTuesday, July 4, 2023
Labor DaySaturday, September 2, and Monday, September 4, 2023
Columbus DayMonday, October 9, 2023
Veteran's DayFriday, November 10, and Saturday, Nov 11, 2023
Thanksgiving DayThursday, November 23, 2023
Christmas Eve Saturday, December 23, 2023
Christmas DayMonday, December 25, 2023

Locations

Administration

2665 S. Reserve Rd
P.O. Box 817
Houghton Lake, MI 48629

Phone: 989-910-5135
General fax: 989-910-5128
Mortgage fax: 989-910-5129

Teller services unavailable at this location.

Grayling

505 Clyde Street, PO Box 481
Grayling, MI. 49738

Phone: (989) 348-7488
Fax: (989) 348-8075

Branch Manager: Kelly Blanchett
24 hour drive-up ATM

 

Houghton Lake

2671 Reserve Road, PO Box 220
Houghton Lake, MI 48629

Phone: (989) 366-9646
Fax:(989) 366-9391

Branch Manager: Kellie LeBlanc
24 hour drive-up ATM

Roscommon

129 Lake Street, PO Box 727
Roscommon, MI. 48653

Phone: (989) 275-5169
Fax: (989) 275-4340

Branch Manager: Dar Stead-Smith
24 hour drive-up ATM

Standish

Standish212 Court Street, PO Box 156
Standish, MI. 48658

Phone: (989) 846-9553
Fax: (989) 846-1144

Branch Manager: Jennifer Eubank
24 hour walk-in ATM

Shared Branching

Xtend Shared Branching Network CO-OP ATM Network

Click on the logos to the left to locate a shared branch or a surcharge-free ATM! With shared branching, you can use any branch in our shared network as if it were an NCACU branch! With the Co-Op network, you have access to more surcharge-free ATMs than just about any bank in the country!

Reminder: You Must Accept The User Agreement In Email for E-Statements Before Enrollment Is Active!