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Mobile Banking

Mobile Wallets to do safe, easy and no contact payments!

Apple Pay™

Enjoy all the benefits of your Debit Card using Apple Pay on an iPhone 6 or newer. Apple Pay™ will change how you pay with breakthrough contactless payment technology and unique security features built right into iPhone 6 or newer. So you can pay in an easy, secure, and private way.

Samsung Pay

Safe and simple mobile payments available virtually anywhere you can swipe or tap your card.*

Introducing Samsung Pay, the mobile payment service that works virtually anywhere you can swipe or tap your card.* From local grocery stores to corner coffee shops, it’s highly secure and simple to use with the latest Samsung Galaxy Devices.

Wallet Pay Step-by-Step Usage:

Swipe up from the bottom of your screen to launch the app.
Secure your transaction with fingerprint authentication.
Hover your device close to the card reader, about 1/2 inch over where you’d usually swipe or tap your card.
A gentle vibration will let you know payment is being transmitted, and the card reader or cashier will confirm the payment is complete.

©2015 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Galaxy, Samsung Knox and Galaxy S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Contact your bank or financial institution to verify that it is a Samsung Pay participant. Samsung Pay is available on select Samsung devices.

Download our app for your iPhone or Android device from the App Store or Google Play.

With our  app, you can click directly to our secure mobile site, without having to go through your device’s browser. It’s fast and completely private!

Conduct seamless transactions with just a few clicks. In fact, you can take care of just about anything you normally would via a teller, ATM or by calling us. Check balances, make transfers, make a deposit, pay bills, and even apply for a loan. All quickly, conveniently, and securely through our mobile app. Download your app today!

Try 4 NEW ways to authenticate on our Mobile App!

  • Choose how you open the Mobile Banking App: by PIN, fingerprint, voice, and face recognition.
  • Enjoy convenience and extra security!

Remote Deposit Capture (RDC)

North Central Remote Deposit Capture (RDC) is a secure and easy way to deposit a check from virtually anywhere, anytime. Our Remote Deposit Capture services are free for members and easy to use. You can make deposits in a snap with your iPhone® or Android™ device instead of waiting in line or driving to an ATM. Enrolling is easy and can be done right in our mobile app.

Due to a new banking regulation, all checks deposited via a mobile service must include:

  • For Mobile Deposit at NCACU Only” handwritten below your signature in the endorsement area on the back of the check or the deposit may be rejected.

Although some checks have a preprinted box to indicate mobile deposit, checking this box does not complete the endorsement requirement. “For Mobile Deposit at NCACU Only” must be written legibly below your signature.

Unfortunately, if you deposit a check through our mobile app without a signature or this endorsement, the check may be rejected. To help you avoid this situation, our mobile app will display a reminder message to include “For Mobile Deposit at NCACU Only” below your signature.

Monitor your Debit and Credit Cards

You can now monitor your Debit and Credit Cards on the go. Log into our Mobile App and feel safe with us. You are now able to turn the cards on and off, and receive notifications right on your phone for any fraudulent transactions.

Don’t Want To Wait For Your Pending Deposit?  No Worry!

You can now access the funds pending in your account! Log into your Online Banking or Mobile App and click “Post Now” next to the pending amount and they will be in your account.

It’s Me 247 Online Banking

With online banking, you can access your account 24 hours a day, 7 days a week through your personal computer or smartphone. Transferring funds, balancing your checkbook, and printing your account history and canceled checks are all possible in the comfort of your own home.

Remote Deposit Capture

NCACU now offers Remote Deposit Capture (RDC)  to approved members.  RDC allows members to make electronic deposits to their accounts using the camera on their smartphones.  For more information check out our Mobile App in the Android or Apple play store.

24 Teller

24 Teller allows you to access your account by phone, no matter where you are across the state or across the country. For local calling, just contact your credit union branch and use Option 1 to be connected to 24 Teller or call 855-24-TELLER (855-248-3553). It is easy to transfer funds, balance your checkbook or receive account information any time, day, or night.  You must activate 24 Teller on your account before being able to use the service.  Please call (989) 910-5135, for activation assistance.

Bill Pay Services- Pay Anyone

Looking for an easy way to simplify your life? It’s Me 247 Bill Pay can help you do just that. With It’s Me 247 Bill Pay you can pay your bills online with the click of a mouse or through mobile access from your credit union checking account. Pay any bill, including your house payment, your credit card company – even your babysitter – at any time, from anywhere.

  • Simplify your life
  • Gain financial control
  • Save time for things that matter the most

Need more information? Watch our selection How-To videos here.

To apply for our online bill pay service, log on to It’s Me 247Select the “Pay Bills” icon and fill out and submit the form online. Approval takes just 2-3 business days.

Grandville Branch access is limited by construction. Please access Ivanrest via Prairie Street.