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Certificate of Deposit

An important thing to look for when making your investment is compound interest. Your interest earnings grow because you continue to add to your investment.

When investing your money always remember the more you put into a CD and the longer you invest it …the more money you will make. When locking in to CDs, keep in mind that there is a fee for early withdrawal.

When you open a CD at North Central, you can earn above market rates and feel secure with NCUA insurance, getting the best of both worlds.

limited time only

$500 minimum: 4.75%APY + .25%* = 5.00%APY*
$50,000 minimum: 5.00%APY + .25%* = 5.25%APY*


Ask for our CD Bonus Rates with your active Checking Account – you’ll rest easy knowing you’re earning the most for your month! Add .25%* to any CD Rate by having an active checking account.

*APY=Annual Percentage Yield. Rates are effective June 1, 2024, and are subject to change without notice. This offer is available for a limited time and can end anytime. Rates reflect a .25% bonus rate incentive. To receive the .25% bonus rate, the member must have an active Checking Account, which includes a minimum of $250 ACH Direct Deposit monthly, an active Debit Card, and Online Banking with eStatements/eNotices.  Penalties for early withdrawal will impact earnings. The minimum CD investment is $500. Maximum investment is $250,000. The deposit amount determines the interest rate for your Certificate of Deposit (CD). Jumbo CDs are between $50,000 and $250,000. Standard CDs are between $500 and $49,999.99. Contact NCACU for rates above $250,000. Interest is compounded and paid monthly. It cannot be combined with any other offers. Other restrictions may apply; CD levels will be capped, and the special will be terminated when deposit levels are reached.  See NCACU for complete details.