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Financial Literacy


School Branches

NCACU has school branches–student-run credit unions–in our service area.  Currently, the school branches are open one morning a week and members make deposits to their accounts, play games, and participate in savings challenges throughout the year.  The student-staff learn real-life work experience like operations, counting and balancing drawers, marketing and member service.  In past years, NCACU earned state/national recognition through the Youth Financial Literacy Award by the Michigan Credit Union League/CUNA  for their work with the school branches. Covid took it’s toll when the schools shut down and then building visitors were limited for long periods of time.  in the fall of 2023, NCACU relaunched the School Branch program and currently have three programs starting up again.

Viking Branch

The Viking Branch at Grayling Elementary

The Viking Branch Staff of 2023-24 includes Brantley Muse-Mead, Joliette Ferris, Olive Rose, Ivy Strohpal.

“We are having fun re-launching School Branch and momentum is picking up with new accounts.  We have been collecting loose-change deposits for our members. The staff is enjoying getting to know the process and taking pride in servicing members.  Our staff has become recognizable in and out of school, and the kids are excited each week.  School Branch is a great way for students to learn how to save their money and to teach them the responsibility of managing it for a lifetime.”

–Allie Copeland, School Branch Liaison for Grayling

Bobcat Branch

The Bobcat Branch is getting relaunched at the Upper Elementary in Houghton Lake.  The branch will be staffed by Makenzie, Raegan, Nolan, and Lilly and regular programming will launch in the new year.

The Bobcat Branch will be open on Thursdays during lunch.  Kids can stop by to open their account or make a deposit! Stay tuned for more details!

–Alea Errer, School Branch Liaiason for Houghton Lake


Buck Branch

The Buck Branch has been open since 2011 at Roscommon Elementary and has historically been our strongest school branch program.  In 2018, we added a second location at Roscommon Middle School and a third at Roscommon High School in 2019.  Then Covid hit and the entire program was put on hold.

Now, in 2023 we are re-launching the program starting with Roscommon Elementary.

Buck Branch Staff at RES includes:

Skottie Lorencz is the School Branch Liaison for Roscommon.


Dollar Dog

The Dollar Dog Kid’s Club is a great way to help kids learn about the importance of saving, earning, and even investing money. Kids will learn the basics of healthy saving and spending habits and have some fun too.

Click here to visit the Dollar Dog website!