Covid-19 Update: Effective Monday, June 1, 2020, NCACU will re-open Drive-Thrus for normal daily hours Monday-Friday. Lobbies will remain Closed.  Service Center remains open normal hours for phone transactions and member assistance.


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Savings Rates

Savings rates subject to change without notice. Contact the credit union for the most up to date rates. Rates last reviewed January 1, 2019.

Savings Rates - Effective Friday, November 1, 2013
PRIME SHARE0.100%$0.00$25.00
MONEY MARKET0.150%$250.00$0.00
MONEY MARKET0.150%$250.00$1,000.00
MONEY MARKET0.150%$250.00$5,000.00
MONEY MARKET0.200%$250.00$10,000.00
MONEY MARKET0.200%$250.00$25,000.00
MONEY MARKET0.250%$250.00$50,000.00
CHRISTMAS CLUB0.250%$25.00$0.00
TRADITIONAL IRA0.800%$0.00$0.00
COVERDELL IRA0.800%$0.00$0.00
ROTH IRA0.800%$0.00$0.00
SECONDARY SHARE0.100%$0.00$0.00

APY = Annual Percentage Yield. Fees may reduce earnings. Rate may change after the account is opened.

Certificate Rates - Effective Wednesday, June 3, 2020
Certificate TermAPYMinimum Deposit
3 MONTH CD0.150%$500.00
6 MONTH CD0.250%$500.00
12 MONTH CD0.350%$500.00
18 MONTH CD0.400%$500.00
24 MONTH CD0.500%$500.00
30 MONTH CD0.600%$500.00
36 MONTH CD0.900%$500.00
48 MONTH CD1.010%$500.00
60 MONTH CD1.110%$500.00