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Skip-a-Pay

Looking for some extra cash? If you currently have a qualifying loan with North Central, you may have the opportunity to skip a payment once per year.

Eligibility:

  1. Closed-end installment loans (Note – Real Estate Loans and Credit Cards do not qualify)
  2. Loan can’t be delinquent for seven days or more
  3. Loan can’t be delinquent four times or more over the life of the loan
  4. Account open for six months
  5. Account can’t be over limit

If you qualify, look for the Skip A Pay button in the online banking to initiate the Skip. If you do not see this button appear in online banking, call the credit union so we can assist you.

*By requesting a Skip-A-Payment, you are requesting NCACU to advance the loan due date equal to one month’s payment. You understand that the current balance of the loan is extended by the amount of the payment skipped, and that interest will continue to accrue on your loan balance throughout the deferred payment period, which may further extend the term of your loan. If there is more than one borrower on a loan, only one borrower is required to authorize a Skip-A-Payment. A fee will be applied to each skipped payment, see our fee schedule. Loans that qualify are Installment Loans, not including Mortgages or Credit Cards. Contact the credit union for details.

We Have Been Notified of Phishing Attacks That Have Spoofed NCACU. Please DO NOT click on any links or give out Personal information by text, email or phone. When in doubt call the Service Center.