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Mortgages

Buy your dream home or refinance the home you love, and save with competitive rates. Contact North Central to apply for a mortgage. We’ll keep the process simple and assist you every step of the way. You can choose from terms ranging from 10 to 30 years. Rates are rising (so act now before they go up again) and closing costs are competitive. We can also sit down with you before you go house shopping. We’ll review your needs, explain the home-buying process, and get you pre-approved for a loan just right for your budget.

Benefits of buying right now:

Take advantage of our LOW-COST offer.
Purchase a home with a low or NO DOWN PAYMENT.
Rest easy with a simplified application process and help at every step.

Are you a first-time buyer?

We’ll walk you through every step — so you feel comfortable and informed. We’ll also take the time to explain your options and be ready to help with a preapproved mortgage. This will make your purchase go smoothly and your offer more attractive. Preapproved loans do make a difference to the seller when considering an offer!

We have easy refinances, too!

Maybe you love your current home and want a lower house payment or need to make some updates. Ed can review your mortgage and give you a no-cost comparison. He’ll present you with your loan options within your budget and show you how we can help.

Meet with Ed Ross today, and he will explain how easy it is to refinance your current mortgage or Purchase a new home.

E-Mail: eross@ncacu.org | Office: 616-532-9067 ext. 405 | Cell: 616-340-3014 | NMLS # 116912

Looking for some help with your home or Mortgage?

North Central is a member of the Federal Home Loan Bank of Indianapolis. There are grant programs that we have access to and can help our members apply for.
Check them out today!

*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates are based on credit score, term, and collateral offered. Low-Cost applies to qualified borrowers only with a credit score of 700 or more. This includes the payment of application fees and other closing costs. Other restrictions or conditions may apply. See the Credit Union for complete details.

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