Quick Cash: Lending at the speed of life
Unexpected expenses? Get the funds you need with a Quick Cash loan from NCACU.
From surprise car repairs to urgent household expenses, life doesn’t always go according to plan. North Central Area Credit Union’s Quick Cash loans offer eligible members a convenient way to borrow $200-$2,000, with no credit check and predictable monthly payments.
A Little Cash When You Need it Most
Quick Cash is a small-dollar personal loan designed to help members manage unexpected expenses without a lengthy application process.
Quick Cash Loan Features
- $200-$2,000 in available loan amounts
- No credit check required
- 6-12 month repayment terms
- 22.99% APR with predictable monthly payments
- Convenient online application through Online or Mobile Banking
First-time Quick Cash borrowers may qualify for up to $1,000.
Do You Qualify for a Quick Cash Loan?
Quick Cash is available to eligible NCACU members who meet the following requirements:
- Active NCACU membership for at least six calendar months, including Direct Deposit
- No existing NCACU loans more than seven days past due
- No more than one active Quick Cash loan at a time
- No more than three Quick Cash loans within a rolling six-month period
All applications are subject to approval based on your relationship with the credit union and applicable program requirements.
How to Apply for Quick Cash
Frequently asked questions
Is there a fee to apply for a Quick Cash Loan?
Yes. A $25 nonrefundable application fee is charged when you apply and consent to the fee, even if your application is denied or you decline the loan.
How are Quick Cash loan payments made?
Monthly payments are automatically deducted from the NCACU account where your loan funds are deposited. Your payment amount and schedule are established when your loan is opened.
Will a Quick Cash loan affect my credit score?
Although Quick Cash does not require a credit check, loan payments are reported to the credit bureaus. Your payment history may affect your credit score.
Can new NCACU members apply?
Quick Cash requires at least six calendar months of active NCACU memberships, including Direct Deposit. If you’re not yet a member, learn more about joining NCACU and exploring your borrowing options.
Ready When Life Happens.
When unexpected expenses arise, Quick Cash offers eligible NCACU members a straightforward borrowing option with clear repayment terms.