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Rewards Checking

Earn more for the account you love

A flexible account that pays you 4% APY up to $12,000. It’s easy, convenient and lets you earn more for your money. Enjoy 24/7 access with a FREE Debit Card, convenient ATMs, and EASY Mobile Banking.

Reward yourself with an NCACU Checking account, which includes the following benefits:

  • Take .50% off your loan with an active checking.*
  • Free ATM/Debit card with access to over 30,000 surcharge-free ATMs nationwide.
  • Free unlimited Online Banking.
  • Free Mobile App with Remote Deposit Capture and Card Control.
  • Free Mobile & Text Banking.
  • Free Bill Pay with Pay Anyone.
  • Free e-Statements, e-Alerts, e-Notices.
  • Free Debit Card Round Up
  • Free notary service.
  • Free $2,000 accidental death insurance policy.
  • Bonuses on share certificates (CDs) with direct deposit.*

Rewards Checking Requirements:

  • Direct Deposit at least $1,000 monthly into your Checking account or Remote Deposit Capture (RDC)
  • Minimum of 10 debit card signature based transactions per month
  • Minimum of four logins to online banking per month
  • Sign up for eStatements, eNotices and eAlerts

Already have an NCACU Checking Account and want to qualify for the rewards?
Contact the credit union to get it added to your current checking!

*APY = Annual Percentage Yield. Rate as of 04/01/24 and subject to change after account opening. $5 membership required. No minimum balance required. Monthly requirements must occur by end of day the last day of the month. Purchases do not include ATM transactions. Credit or Debit card purchase requirements are based on purchase preference. Interest not paid on balances over $12,000. Interest not paid if requirements are not met. Fees may reduce earnings. **Overdraft/returned item fees may apply.
Grandville Branch access is limited by construction. Please access Ivanrest via Prairie Street.