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A Year-End Thank You From Our CEO, Mark Richter 

Building a Brighter Future Together 

As 2024 comes to a close, I want to thank every North Central Area Credit Union member for placing your trust in us. Your confidence drives our commitment to serve you — not only as a financial institution but as a partner in helping you reach your unique life goals. We’re also proud to enrich all the communities we call home. We’ve accomplished so much this year, and I’m excited to reflect on our progress. 

Strengthening Our Communities 

Our dedication to community involvement remained strong throughout 2024. From supporting local initiatives like the Ausable Valley Animal Shelter, AM Vets, and Children’s Advocacy Centers (CAC) to participating in events like the AuSable River Canoe Marathon and Toys for Tots, we invested more than $50,000 and 478 volunteer hours back into our neighborhoods. We couldn’t have done it without you, our members, and our incredible vendor partners, whose support makes our mission possible. 

One highlight of the year was Superhero September, which raised $22,328 through major events, including Disc Golf, Golf Outing, Super Main Event and more. These funds benefited children’s advocacy organizations like the Northern Michigan Children’s Assessment Center in Roscommon and Kent County CAC, and the CAN Council, demonstrating our collective power to bring positive change. 

Team Support 

Our incredible team’s commitment to giving back extended beyond traditional efforts. Through our Jeans Day program, staff donations contributed additional funds to support branch charities, and NCACU proudly matched these donations. This ongoing initiative highlights our team’s dedication to making a meaningful impact, with donations continuing to grow through the end of December. 

Innovating for You 

Our dedication to serving your needs inspired several key enhancements in 2024. We implemented advanced Multi-Factor Authentication (MFA) to strengthen the security of your online transactions, introduced improved Health Savings Accounts (HSA) accounts with flexible debit card access, and offered compelling CD specials to help grow your savings. Additionally, members earned double the points on credit card purchases over the holiday season, saved with excellent vehicle lending rates, and continued enjoying exceptional financial support. 

Looking Ahead 

As we enter 2025, we are eager to build on these successes and embrace new opportunities to serve you better. Thank you for being at the heart of our mission and believing in our community’s transformative power.  

Together, we will continue to create a lasting impact and a brighter future. 

With gratitude,
Mark Richter
CEO, North Central Area Credit Union 

 

Showing Our Community Support in 2024 

Arenac Christmas for Kids
Ausable Valley Animal Shelter
AM Vets
American Legion
Cancer Society Relay for Life
Camp Cobeac
Children’s Assessment Centers throughout Northern Michigan and Kent County
Children’s Miracle Network
City of Grandville – Music Garden Project
Adopt a Highway in Northern Michigan
Crawford County Christian Help Center
AuSable River Canoe Marathon
Michigan Firemen’s Memorial Festival
North Carolina Hurricane Relief
Our Lady of Sorrow
Roscommon County Sheriff’s Department 

Crawford County Sheriff’s Department
Rotary Club of Roscommon
Toys for Tots
Warning Lights
YMCA 

Grandville Fall Fest 

Hanson Hills Recreation Area 

Tip Up Town Festival 

 

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