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Important Update: Enhanced Debit Card Security Starting August 12th

Beginning August 12th, North Central Area Credit Union will implement an additional layer of security for all Debit Card transactions. This new feature involves using a One-Time Passcode (OTP) to verify your identity during online or mobile payments.

How It Works:

  • When you make a payment or one-time purchase using your NCACU Debit Card, you may receive a text message with a verification code.
  • Simply enter the code to complete your transaction.

Enhanced Security:

  • This new feature is designed to keep your transactions secure and is being adopted by all financial institutions, not just NCACU.

Important:

Please verify that we have your current mobile number on file to ensure uninterrupted service. If needed, contact us to update your information.

Thank you for being a valued member of NCACU. We’re here to help keep your financial information safe and secure — and to serve all your financial needs.

Questions? Please call us at (989) 910-5135.

NCACU Lobbies will be closed Thursday, November 27 and Friday, November 28 for Thanksgiving with Service Center Phone Hours available on Friday. We are also excited to welcome CPFCU members to our online banking using the "Kalamazoo Log In" Button until 7pm November 30th, when you will follow the directions on creating an account with the "Log in" button. NCACU members will continue to use the "Log In" button. Learn More