Home Depot Security Breach

Home Depot has confirmed that a data breach occurred on their payment data systems in their stores in the United States and Canada and dates back to April 2014.

Home Depot is offering free services including credit monitoring, identity monitoring, and an identity theft insurance policy for anyone who shopped at a store since April 2014. Currently, they believe online shopping was not impacted. For more information about these services, please visit https://homedepot.allclearid.com/Read More »


Prevent Card Denials This Season

NCACU members carrying MasterCards are advised to register with MasterCard SecureCode.  MasterCard SecureCode is a private code for your MasterCard account that gives you an additional layer of online shopping security. Only you know what your code is – retailers aren’t able to see it, so you can trust that your transactions get your approval every time.  Secure Code is driven by online merchants. Not all online companies utilize it, but the ones that do require the MasterCard cardholder to be enrolled in SecureCode and will deny a transaction without it. Read More »


What's New

Update to MasterCard Rules – 09/8/14

Effective October 17, 2014 a MasterCard cardholder will not be liable for any unauthorized transaction, as long as, 1) the cardholder has exercised reasonable care in safeguarding the card from risk of loss or theft; and, 2) upon becoming aware,…

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NCACU Scholarship – 09/2/14

Scholarship Applications are now available for members who are working on their college degree or vocational-technical school certificate. NCACU will award scholarship(s) to a member in good standing who has completed at least 24 credit hours in their program and is…

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Can You Recognize a Fraudulent Website? – 08/27/14

Can you determine if a site is fake or real? In today’s online world it is getting harder and harder to do so. However, many times there are subtle differences that allow us to identify a real, secure site. Even something…

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