Savings rates are subject to change without notice. Contact the credit union for the most up-to-date rates. Rates were last reviewed on February 21,2023.
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| PRIME SHARE | 0.05% | $100 | |
| MONEY MARKET | 0.1% | $250 | $250 |
| MONEY MARKET | 0.25% | $250 | $1000 |
| MONEY MARKET | 0.35% | $250 | $5000 |
| MONEY MARKET | 0.5% | $250 | $10000 |
| MONEY MARKET | 0.6% | $250 | $25000 |
| MONEY MARKET | 0.75% | $250 | $50000 |
| CHRISTMAS CLUB | 0.25% | $5 | $0 |
| KEEP YOUR CHANGE | 0.05% | $0 | |
| SHARE DRAFT | 0% | $0 | |
| SECONDARY SHARE | 0.05% | $0 |
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 13 MONTH CD SPECIAL | 4.75% | $500 |
| 13 MONTH CD SPECIAL | 5% | $50000 |
| 6 MONTH CD | 4% | $500 |
| 6 MONTH CD | 4.1% | $50000 |
| 12 MONTH CD | 4.35% | $500 |
| 12 MONTH CD | 4.45% | $50000 |
| 24 MONTH CD | 4.35% | $500 |
| 24 MONTH CD | 4.45% | $50000 |
| 36 MONTH CD | 4.1% | $500 |
| 36 MONTH CD | 4.2% | $50000 |
| 48 MONTH CD | 4% | $500 |
| 48 MONTH CD | 4.1% | $50000 |
| 60 MONTH CD | 4% | $500 |
| 60 MONTH CD | 4.1% | $50000 |
CD rates reflect the same rates for IRA CDs, please contact the credit union for details
*APY = Annual Percentage Yield. Subject to change without notice. Fees may reduce earnings. Rate may change after the account is opened. Fees may reduce earnings. First Money Market, Share Plus and Add-On Certificates are suspended, see your account and contact credit union for more details.
**This offer is available for a limited time and can end at any time. Rates reflect a .25% bonus rate incentive. To receive the .25% bonus rate, the member must have an active Checking Account, which includes a minimum of $250 ACH Direct Deposit monthly, an active Debit Card, and Online Banking with eStatements/eNotices. Penalties for early withdrawal will impact earnings. Minimum CD investment is $500. Maximum investment is $250,000. The deposit amount determines the interest rate for your Certificate of Deposit (CD). The advertised rate is for Jumbo CDs between $50,000 and $250,000. Standard CD accounts ranging from $500 to $49,999 will receive our regular interest rates. Contact NCACU for rates above $250,000. Interest is compounded and paid monthly. Cannot be combined with any other offers. Other restrictions may apply; CD levels will be capped and the special terminated when deposit levels are reached. See NCACU for complete details.