We re-finance the auto, motorcycle, recreational vehicle, snowmobile, classic car, or boat you already have at a better rate or shorter term! And it is making a HUGE difference for our members! Rates are high all over right now, but we can still review your loans to make sure you are getting the best deal on Rate and Term! We are STILL saving members money!
If it has a title, we can finance it!
There is NO application fee. We can even match rates to other lenders in our STATEWIDE footprint. So if you already have a great rate, but would like the convenience of having all your payments in one location, we can help!
Wouldn’t you rather know that you have the BEST rate and TERM for you?
Benefits of a loan at NCACU
Fast & Friendly Service.
We want your loan experience to be convenient, friendly, and hassle-free. You can apply online, by phone, or in person. And you’ll receive a quick response – usually under 24 hours.
Competitive Rates.
You’ll save with some of the best rates in the state, and never have to pay an application fee.
No Down Payment Required.
While it’s practical to finance as little as possible, sometimes you need a new car sooner rather than later. Rest assured, 100% financing is available.