NCACU’s Guide to a Smooth and Worry-Free Summer.
Summer has arrived, and it’s the ideal time to explore new horizons or relax at your favorite outdoor spot. As you plan your next adventure, don’t forget to prepare your finances for a flawless vacation experience. Start by choosing one of our versatile Checking Accounts and a Debit Card to ensure your spending is easy and worry-free.
Cruise Through Your Summer Plans!
Our free Checking Account offers simplicity and ease when you travel, allowing you to focus on your summer fun without worrying about transactions. Experience the simplicity and convenience that ensures your travel funds are just a swipe away anytime, anywhere.
Key Features:
- Unlimited transactions with a free Debit Card, providing access to a network of 30,000 ATMs without surcharge fees.
- Full access to Online Banking tools and mobile features, including remote deposits and instant transaction notifications.
- Use the ‘Post Now’ feature for instant access to pending deposits, perfect for those last-minute travel bookings.
Keep Your Change!
With your Checking Account, consider our “Keep Your Change” feature, where transactions are rounded up to the nearest dollar, and the difference is deposited into your “Keep Your Change Account”—perfect for building your vacation fund!
Traveling This Summer?
Take along these Debit Card safety tips:
- Vacation With Confidence: Notify NCACU of your travel plans to ensure smooth Debit Card usage across different geographical locations. You can release any geographic holds within Online Banking or by calling us directly.
- Download our Card Controls App: This awesome mobile tool enables you to lock and unlock your card for specific regions anytime, preventing unauthorized use while giving you maximum control.
- Protect Your Card Details: Shopping in new locales? Be cautious when sharing your card information. Confirm transaction security whether booking hotels, eating out, or buying souvenirs—and use our Mobile App to monitor for unauthorized activity.
- Stay Alert: Enroll in alerts to receive real-time updates on card usage, balance levels, and potential fraud, helping you to respond quickly.
- Handling Your Card: When making a transaction, always keep your card in view, and if entering a PIN, shield your details from onlookers.
- Secure Online Purchases: Only shop from websites that begin with ‘https’ in the URL, indicating a secure, encrypted connection. Avoid using public Wi-Fi for transactions, and enable multi-factor authentication for added security.
- Card Storage: Never save your card information within online shopping sites (even your favorite sites), as this could expose your data to theft.
- Data Breach Response: If informed of a data breach, change your PIN or request a new Debit Card number. Contact credit bureaus to set a fraud alert on your file.
- Beware of Card Skimmers: Always inspect card readers for signs of tampering—such as scratches, glue, or debris. This includes a merchant’s card reader or an ATM. If unsure, leave and find a new location.
- Immediate Loss Reporting: If your card is lost or stolen, contact us immediately to prevent misuse.