In today’s fast-paced digital world, convenience and security must go hand in hand. At NCACU, we prioritize your financial safety while providing the tools you need for easy, on-the-go banking. Here’s how our digital tools protect your accounts and help you stay a step ahead of fraud.
Digital Tools for Account Protection
We offer a suite of digital options designed to keep your financial information secure:
- eAlerts: Receive real-time notifications about your account activity. These alerts can inform you of suspicious transactions immediately, allowing you to act quickly.
- eStatements: Access your account statements online, reducing the risk of mail fraud and providing a secure way to review your financial history.
- eNotices: Stay updated with important account information and alerts directly in your inbox, ensuring you never miss a critical update.
Building Financial Confidence
Our goal is to increase the financial well-being of our members by providing a deep understanding of credit score factors and account details. With SavvyMoney, you can:
- Make Goals Achievable: Educational content and financial personalization tools help you make better decisions, putting you on the path to financial freedom.
- Relevant, Curated Content: Receive information on important financial topics tailored to your needs.
- Interactive Digital Tools: Utilize tools that help you make informed financial choices.
- Personalized Tips: Get meaningful recommendations based on your financial situation.
Scams, Fraud Prevention, and MFA
In addition to digital tools, being aware of common scams and using multi-factor authentication (MFA) can significantly enhance your account security. Here are some key points to consider:
- Use a Password App: Password generator apps create and store complex passwords, making it harder for thieves to access your accounts.
- Engage with MFA: Always use two-factor authentication when available.
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- Enhanced Security: MFA adds an extra layer of security by requiring a second form of identification or verification.
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- Enable MFA: Turn on MFA for all accounts that offer it. This typically involves a password plus a code sent to your phone or email.
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- Stay Informed: Regularly check for updates on MFA practices to stay ahead of potential threats.
- Update Software: Ensure your software is always up to date. Auto-updates often include security fixes that protect against new threats.
- Don’t Click Suspicious Links: Avoid clicking on links in unsolicited emails or texts. Verify the information independently (for example, initiate a call to the organization separately) before proceeding.
Consumer Protection and Financial Scams
Maintaining vigilance and protecting your personal financial information is crucial. Here are some tips and resources:
- Don’t Save Card Info in Apps: Avoid saving your card information in apps and websites (even trustworthy ones) when possible. Instead, call with your card information to pay or use your NCACU Mobile Wallet.
- Monitor for Scams: Check reliable sources for current local scams. At NCACU, we regularly update our members on emerging threats.
- Protect Personal Financial Information: Be cautious when sharing your financial information. Use secure methods for transactions and communications.
- Resources for Consumer Protection: Utilize resources like the Federal Trade Commission (FTC) for tips on protecting your personal information and handling identity theft.
Final Thoughts
At North Central Area Credit Union, we provide convenience and security through our advanced digital tools and educational resources. By staying informed and taking advantage of eAlerts, eStatements, eNotices, and MFA, you can protect your financial information and confidently manage your finances.
For more information on our digital tools and how to protect your accounts, visit our website or contact us directly. Together, we can ensure a secure and convenient banking experience.
Stay safe and stay secure with NCACU!