Merry Christmas and Happy Holidays. Cheerful mom and her cute daughter girl exchanging gifts. Parent and little child having fun near tree indoors. Loving family with presents in room.
Our Holiday Loan is back for a limited time!
The holiday season is a time of joy, warmth, and celebration, but making it special without stretching your budget can be challenging. That’s why we’re excited to bring back our Holiday Loan, designed to help you easily manage your holiday expenses and save money along the way.
A Magical Offer: Save With a Low Fixed Rate
This special loan offer is available in-branch from November 1 through December 31, 2024. Qualified members can apply for up to $2,500.
- Rates as low as 11.99% APR*
- Repay in 12 months
- Borrow up to $2,500
Simple and Convenient:
This offer is available to eligible members in good standing through Online Banking or by applying in person. Whatever your needs, the process is quick, simple, and designed to put you in control of your holiday spending.
Perfect for Holiday Budgeting
One of the best parts about our Holiday Loan is the peace of mind it provides. Instead of relying on high-interest credit cards, you can plan your holiday budget, knowing you’ll have a set amount to spend while saving with a low, fixed APR.
Use your funds to take care of any holiday need!
- Holiday gifts for loved ones
- Travel to visit family and friends
- Entertaining, decorating, or hosting holiday parties
- Paying off other debt to start the new year with a fresh slate
Our Member-First Philosophy
Our not-for-profit philosophy at NCACU allows us to offer lower rates and more affordable terms than other lenders. Remember, members always come first; we’re here to help you make the most of the holiday season.
To qualify for this magical Holiday Loan, you’ll need:
- A credit score of 600 or higher
- 12 months of membership with NCACU
- A minimum of $500 in monthly direct deposit
- To be an active member in good standing
Ready to get started?
This offer is only available for a limited time, so don’t miss out! Visit us online or at one of our branches to make your holiday wishes come true.
Apply today, and get ready for whatever magic the season brings!
*APR = Annual Percentage Rate. Rates are effective as of November 1, 2024, and are subject to change without prior notice. Your rate may vary based on term, credit history, and credit score — qualifying members will only receive one Special Short-Term loan per member at one time. Any previous Special Short-Term loans will be paid off prior to receiving a new special. Offers in online banking are good for up to $1,500; members can go into their local branch to inquire about borrowing up to $2,500. The offer is good through December 31, 2024. Ask us for complete details.