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Groovy Savings Await! 

Hey, savvy savers! Get ready to join the vibe of our freshest financial offerings at North Central Area Credit Union. 

New Money Markets for Everyone, Liquid Savings Options—and Bonus CDs! 

At North Central Area Credit Union, we always look for ways to make your savings sizzle. That’s why we’re stoked to introduce our new and improved Money Market Accounts, new Liquid Savers Accounts, and ‘groovy’ CD rates. These innovative offerings are designed to enhance earnings and make your money work harder for you. Rest assured, these offerings are backed by our commitment to stability and reliability. 

Open Your New Money Market Account: 

We’re introducing a revamped structure, one that’s better than ever. Whether you’re saving for a rainy day, planning a major purchase, or want to watch your savings grow, we’ve got an option for you. Check out our new Money Market tiers that offer higher yield savings: 

  • Tier 1: $0.00 – $2,499.99 at 0.00% APY* 
  • Tier 2: $2,500 – $24,999.99 at 2.25% APY*
  • Tier 3: $25,000 – $49,999.99 at 2.50% APY* 
  • Tier 4: $50,000 – $99,999.99 at 3.00% APY* 
  • Tier 5: $100,000 – $249,999.99 at 3.25% APY* 
  • Tier 6: $250,000+ at 3.50% APY*

It’s time to get excited about your savings potential! 

Our new Money Market accounts offer the best of both worlds: the convenience of 24/7 online and mobile access and the earning potential of a certificate. With tiered interest rates that compound monthly, your annual percentage yield (APY) will be boosted. What’s more, you can easily manage your finances, enjoying up to three free withdrawals each month. This level of control over your money is designed to make financial management easy. 

Introducing Our Liquid Savers Accounts 

Need more flexibility?  

Check out our new Liquid Savers Accounts for solid earnings and enhanced access to your funds. With unlimited free deposits and withdrawals—and the same great online and mobile access—your balances will grow with ease: 

  • $250 – $999.99: Earn 0.10% APY**
  • $1,000 – $4,999.99: Earn 0.25% APY** 
  • $5,000 – $9,999.99: Earn 0.35% APY** 
  • $10,000 – $24,999.99: Earn 0.50% APY** 
  • $25,000 – $49,999.99: Earn 0.60% APY**
  • $50,000+: Earn 0.75% APY**

With a low minimum opening deposit of just $250, your savings journey with us is a breeze! You’ll love this versatile account, perfect for those who maintain higher balances but want complete access to their money. 

Bonus Rate CDs: It’s Time to Earn a Groovy Return! 

Get ready to boost your summer savings with our Groovy CD Special! Investing in a CD at NCACU means securing a guaranteed return, and with rates this awesome, you won’t want to miss out.  

  • 13-Month Regular Certificate: Lock in a 5.00% APY*** with a minimum $500 deposit. 
  • 13-Month Jumbo Certificate: Turn up the heat with a 5.25% APY*** for $50,000 or more deposits. 

To snag these groovy rates, you’ll need an active Checking Account with a monthly $250 ACH Direct Deposit, an active Debit Card, and Online Banking with eStatements/eNotices. Dive into these deals and enjoy superb returns with flexible investment options. 

See NCACU for complete details.    

Get Your Groove On! 

NCACU is all about helping you make the most of your money. Whether through our new Money Market Accounts, Liquid Savings, or excellent CD rates, we’re here to help your savings grow in the grooviest way possible. 

Ready to Boost Your Savings?  

Call us at (989) 910-5135 or swing by one of our branches to learn more about our Groovy Savings opportunities. Bring your funds to NCACU, and let’s keep those good vibes and great rates rolling all summer long.   

*APY=Annual Percentage Yield. Rates effective as of July 1, 2024, are subject to change. Fees may reduce earnings, and early withdrawal penalties may apply. A $5 monthly fee is charged if balances fall below $1,000. Limit of 3 withdrawals or transfers per statement period; each additional transaction incurs a $10 fee. 
**APY=Annual Percentage Yield. Rates are effective as of July 1, 2024, and subject to change. Fees may reduce earnings. Penalties for early withdrawal will impact earnings. Unlimited free deposits and withdrawals totaling at least $250 per transaction. 
***APY=Annual Percentage Yield. Rates are effective July 1, 2024, and are subject to change without notice. This offer is available for a limited time and can end anytime. Rates reflect a .25% bonus rate incentive. To receive the .25% bonus rate, the member must have an active Checking Account, which includes a minimum of $250 ACH Direct Deposit monthly, an active Debit Card, and Online Banking with eStatements/eNotices.  Penalties for early withdrawal will impact earnings. The minimum CD investment is $500. Maximum investment is $250,000. The deposit amount determines the interest rate for your Certificate of Deposit (CD). Jumbo CDs are between $50,000 and $250,000. Standard CDs are between $500 and $49,999.99. Contact NCACU for rates above $250,000. Interest is compounded and paid monthly. It cannot be combined with any other offers. Other restrictions may apply; CD levels will be capped, and the special will be terminated when deposit levels are reached.