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Important Update: Enhanced Debit Card Security Starting August 12th

Beginning August 12th, North Central Area Credit Union will implement an additional layer of security for all Debit Card transactions. This new feature involves using a One-Time Passcode (OTP) to verify your identity during online or mobile payments.

How It Works:

  • When you make a payment or one-time purchase using your NCACU Debit Card, you may receive a text message with a verification code.
  • Simply enter the code to complete your transaction.

Enhanced Security:

  • This new feature is designed to keep your transactions secure and is being adopted by all financial institutions, not just NCACU.

Important:

Please verify that we have your current mobile number on file to ensure uninterrupted service. If needed, contact us to update your information.

Thank you for being a valued member of NCACU. We’re here to help keep your financial information safe and secure — and to serve all your financial needs.

Questions? Please call us at (989) 910-5135.

In order to further protect your account--MFA: Multi-Factor Authentication is Coming to Online Banking--please be sure your email address and mobile number are up to date for your account.