decoration only

Love Our Checking!

There’s a lot to love with your credit union membership. But did you know you can earn extra money when you refer a new member to NCACU? Have them open a Checking Account with us! 

Refer a Friend, Co-Worker, or Relative
Open A Checking…
We’ll give you each $50!* 


Introduce that favorite person in your life to a better way to bank. They can open an account in person, by phone, or online anytime! They’ll enjoy the same great service you receive and a range of financial services — such as a mortgage or home equity loan, competitive credit card, auto financing, free checking, CDs, or a versatile money market account. We also offer all the innovative digital banking options anyone can use! 

Look what others are saying: 

“I love that my NCACU Checking Account doesn’t cost me money like my old bank account!” ~Michelle 

“Did you know you can support your school with NCACU’s checking account? I order my checks with our school mascot, and NCACU donates to the Mascot Project for my school! I love that what I use every day can support my school.” ~Steve 

“I love using remote deposit capture to make deposits into my checking account! It saves me a lot of time and travel to the branch! It’s another FREE service from MY credit union, and I am a proud member!” ~Janise  

It’s EASY: 

1. Open a Checking Account.
You won’t have to worry about a monthly service charge.* You’ll enjoy 24/7 convenience with a FREE Debit Card, ATM access, and Mobile Banking options.

2. Establish Direct Deposit.
It’s the fastest, safest way to receive your pay. Provide your NCACU Account Number and our Routing Number, 272484247, to your employer.

Embrace the PERKS: 

  • We’ll give you each $50!* 
    With any new checking account opened along with Direct Deposit enrollment, the two of you will each receive $50. What a way to share the love!
  • Reduce Your Loan Rate.
    Take .50%* off your next loan rate. You’ll love the extra savings! (Some restrictions apply; ask for details.) 

Share the LOVE! 

There’s no hassle or frustration — we’ll handle everything for you. And once we receive the new member’s first direct deposit, we’ll deposit $50 into your accounts! 

*A new member is defined as anyone who has not had an account at NCACU and is at least 18 years old. New members must open an active checking account with a direct deposit of $500+ per month and be enrolled in eStatements, eNotices, and eAlerts to qualify for promotion. Must meet membership eligibility requirements. New Members must present the form at the time of account opening. Must meet qualifications within 90 days of account opening. Credit restrictions may apply. Program subject to change without notice.