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Love Rewards?

You’ll Love NCACU’s New Rewards Checking Account! 

To sprinkle more love into your financial journey, we’re excited to introduce a new addition to our Checking Account line-up. Meet our new Rewards Checking Account, designed to exceed your expectations with perks you’ll love.  

Fall Head-Over-Heels with Rewards Checking! 

Rewards Checking isn’t just any account; it’s a way for us to share more love with you!   

  • Awesome Earnings: Enjoy a 4.0% APY* on balances up to $12,000 — because your money deserves to grow. 
  • Convenient Transactions: With 24/7 access, a free Debit Card, and Mobile Banking, your funds are always within reach. 
  • Sweet Savings on Loans: With an active Rewards Checking Account, you can receive a .50% loan discount* on a qualifying loan.  

Falling in love with Rewards Checking is easy.  

Here’s how to qualify: 

  • Monthly Deposits: Deposit $1,000+ each month via Direct Deposit or Remote Deposit Capture (RDC). 
  • Signature-Based Debit Transactions: Make at least ten signature-based monthly transactions with your Debit Card. 
  • Log In 4x Monthly: Access Online Banking at least four times monthly to keep the love alive. 
  • Go Paperless: Sign up for eStatements, eNotices, and eAlerts (because true love is also green). 

Perks that make you smile. 

Every feature will make your banking experience more delightful: 

  • Free ATM/Debit Card: Access over 30,000 ATMs nationwide (without pesky surcharges). 
  • Online & Mobile Banking: Manage your money anytime, anywhere! 
  • Save as You Spend: Debit Card Round-Up helps you save without even trying. 
  • Love Doesn’t Cost a Thing: Enjoy free notary service, a $2,000 accidental death insurance policy, and bonus rates on CDs.* 

Spreading Love — and Financial Literacy 

Our Rewards Checking Account isn’t just about the perks; it’s a pathway to a deeper understanding and appreciation of managing your money effectively. Consider these tips to get the most out of your account: 

  • Budget Smart: Track your spending and savings with Online Banking and our Mobile App.  
  • Stay Informed: Take advantage of eAlerts to monitor your account activity. 
  • Boost Your Credit: Use the savings and other account benefits to pay down debt or boost your savings. 

A Perfect Match 

With Rewards Checking, you’re not just opening an account; you’re starting a relationship where love and rewards grow hand in hand. Plus, you’re enhancing your money skills with an emphasis on financial education.  

So, why wait? Gain a more innovative way to bank with NCACU’s Rewards Checking.   

*Some conditions apply. Please contact NCACU for more details. 

In order to further protect your account--MFA: Multi-Factor Authentication is Coming to Online Banking--please be sure your email address and mobile number are up to date for your account.