Your Home Journey Starts Here
Whether you’re buying your first home, building your dream house, or refinancing the place you love, North Central Area Credit Union makes it simple and stress-free. We offer the personal guidance you need-plus competitive rates, flexible terms, and customized assistance. From start to finish, we’re here to help every step of the way.
Why Choose NCACU for Your Home Loan?
There are many reasons to choose NCACU for your Michigan home loan.
- Lock in today’s low rates.
- Save more with low fees and competitive closing costs.
- Get preapproved fast so your offer stand out to sellers.
- Enjoy personal service from local Mortgage Consultants who put your needs first.
First-Time Buyer?
We’re excited to guide you! Our Mortgage Consultants will walk you through every step, explain your options, and ensure you feel informed and confident.
Building Your Dream Home? We’ve Got You Covered.
Let North Central finance your new home construction with a process that’s simple, smooth, and stress-free.
Our construction* loans come with painless financing—a straightforward application, local loan approvals, flexible draw schedules, and fast funding so your project stays on track.
Enjoy personalized service every step of the way. You’ll talk to a local expert you can trust, get quick approvals for peace of mind, and access funds when you need them most.
Love Your Home?
Refinancing is easy too! Lower your payments or fund updates with a plan tailored to your needs. Let us show you how refinancing can work for you.
Contact our Mortgage Consultants today—your dream home is waiting!
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| Steve Ross sross@ncacu.org Cell: (616) 799-1614 NMLS #1988098 |
Ed Ross eross@ncacu.org Office: (616) 532-9067 X 405 Cell: (616) 340-3014 NMLS# 116912 |
Preferred Realtors
Mortgage Home Buying Tips with Steve
Looking for some help with your home or Mortgage?
North Central is a member of the Federal Home Loan Bank of Indianapolis. There are grant programs that we have access to and can help our members apply for.
Check them out today!
*Some restrictions apply. Contact Credit Union for complete details. Borrower will need to bring 20% of borrowed amount to close with a maximum construction period of one year.