NCACU Holiday Loans are Back!
- Borrow up to $2,500
- Rates as low as 12.99% APR*
- Repay in 12 months
- Apply in-branch!
We’re offering one Holiday Loan per member through December 31, 2026. See NCACU for details!
Don’t wing it this holiday season:
The holidays get more expensive every year. At NCACU, we’re committed to finding affordable financial solutions, including holiday funds! With our Holiday Loan, you can shop anywhere — and use the funds for anything on your wish list!
What are your needs?
- Shopping for gifts.
- Beautifying your home.
- Hosting family events.
- Exploring winter destinations.
- Paying off other bills.
Members have shared the many ways they’ve used their Holiday Loans. Some have used the funds instead of a credit card to pay for gifts. Others have booked a holiday getaway or created a picture-perfect, festive setting at home. We’ve even seen members use the funds to fly other family members back home!
Available with just your signature, our Holiday Loan provides an affordable way to pay for the holidays — or anything else that comes to mind.
Don’t wing it this year!
Embrace flexibility and savings this holiday season. An NCACU Holiday Loan is the perfect choice for all your holiday needs.
*APR = Annual Percentage Rate. See NCACU for complete details. Holiday loans available from November 1 – December 31, 2026.