Ready For Rewards?

You Have Two New Visa® Rewards Card Options: 

Earn one point for every dollar in purchases redeemable for gifts, travel, or merchandise — or choose our cash-back card, enabling you to earn 1% cash back. Both cards feature a competitive fixed APR and no annual fee. You’ll love the savings — and perks! 

Traditional Rewards Card: 

• Earn 1 point for every dollar of qualifying purchases. 
• Shop anywhere in the world and watch the points accumulate. 
• Redeem your points for gifts, travel, gift cards, and more. 
• Save with a competitive APR and no annual fee.
  

Cash-Back Card: 

• Earn 1% cash back for every dollar of qualifying purchases. 

• Shop anywhere in the world and receive cash back every month. 
• Save with a competitive APR and no annual fee.
  

Ready? 

Decide if you prefer to earn points for merchandise or cash back on every purchase. Then, request your new Rewards Card by calling (989) 910-5135. It’s that easy! 

*APR = Annual Percentage Rate. All NCACU accounts in good standing qualify for the promotion. 4.99% is our advertised ‘as low as’ rate; your balance transfer rate may vary and will be 4 basis points off your approved rate. This rate is effective on balance transfers for the first 12 months. After 12 months, the remaining balances will begin incurring interest at your card’s standard Retail/Purchase APR as disclosed in your cardholder agreement. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. The offer is not good on current NCACU credit card balances. Other restrictions may apply; the applicant must meet current credit criteria, and we may need to pull a new credit report. Rates and terms are subject to change without notice.