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Scholarship

As part of our continued efforts to better support our student members, we are realigning our scholarship program to better align with the academic calendar and student billing cycles. To facilitate this transition, there will be no open application window in 2025.

Beginning in 2026, our scholarship application window will move to Starting in January, with award announcements taking place in March each year. This timing allows students to receive their funds in advance of the Fall Semester, supporting them during a critical period of financial planning. It also aligns with when students typically select their Fall courses in the Spring.

While our scholarships are modest in size, they are designed to assist with a wide variety of educational expenses. These may include:

  • Tuition for Summer or Fall semesters

  • Reimbursement for textbooks and course materials

  • A new laptop or necessary technology

  • Rent to support stable housing during school

  • Participation in study abroad or special academic programs

We appreciate your understanding as we evolve this program to better serve our members. We look forward to resuming the application process in 2026 and continuing to support our student members on their educational journeys.

Eligibility Documents Needed for Submission
A Members in good standing, with a membership of at least 1- year.Signed and completed application
Have completed 24 credit hours of college level courses, outside of high school (non-dual enrollment)Provide a copy of your most current college transcript with GPA and minimum 24 credit hours completed.
A Minimum GPA of 2.5Submit a one-page document, double spaced essay on: 1) Your community service, and 2) Why you chose your career field.
Plan to continue your education to achieve a degree at an accredited college or vocational-technical school.Provide at least one letter of recommendation from a community leader.

We are excited to announce the recipients of our 2024 NCACU Scholarships!:

Avery Smitz  – Roscommon Branch –  Avery is a student at Northwood University in Midland and is working on her Bachelor of Administration in Finance.  She will graduate in May  2025 and plans to get her MBA in May 2026.   She plans to become a Financial Advisor.  Avery volunteers not just in her community but also in surrounding areas, helping with organizations such as Safe Harbor in Traverse City, Roscommon’s Christmas in the Village, and youth softball clinics through Northwood University.

Gabrielle Helinski  – Grayling Branch – Gabby is a student at Northwood University in Midland and is working on a double Major in Merchandising, Marketing and Entrepreneurship with plans to graduate in 2027.  Gabby has used her leadership skills to help organize and volunteer where needed while she attends college. She has participated in GO MAD (go make a difference day) at Northwood University, Spring Cleanup day for the local child advocacy center in Midland, is a Registered Student Organizer of Special Olympics, and gives her time to the Midland County Animal Shelter.

Joslyn Fairbanks – Roscommon Branch – Joslyn is a student at the University of Michigan working on her Bachelor of Science in Movement Science, with plans to graduate in May 2027.   Joslyn has volunteered in the Roscommon community helping at the River House Shelter, elementary schools and local nursing homes.  She was the creator of “Mail a Smile Project” which mailed homemade cards to those who might be struggling and lonely during the holidays. There were over 9,000 cards sent to 76 senior care facilities in 3 years.

Congratulations to all of our applicants!

We encourage all applicants to re-apply for up to three years!

Members may receive a letter from Financial Standards Group to verify their account as part of our annual NCUA Audit. This verification is an important part of our internal control process and we kindly ask members to fill out the form and return it. Click Here For More Info