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Three Reasons To Love Home Equity Loans

We all have unique priorities; no matter yours, Home Equity financing is precisely what you need. At NCACU, you can rest easy knowing we’ve got your back.

We make getting a Home Equity Loan easy!

Use your equity for:

  1. Debt Consolidation
  2. Remodeling or Repairs
  3. Major Purchases

Choose us for:

  1. Competitive Rates
  2. Versatile Terms
  3. Savings and Convenience

Home Equity Options:

  • Home Equity Loans (Fixed Rate): as low as 7.25% APR*.
  • HELOC (Line of Credit): as low as 7.00% APR*.
  • Borrow up to 80% of your home’s LTV (loan-to-value).
  • Use the funds for any reason!

Kids heading off to college?

As a homeowner, your equity can pay for more than home improvements or a new car. It can pay for college expenses as well!

Home Equity financing is typically more affordable than obtaining a student loan. You also help your student stay out of a cycle of debt and save your child from seeking more expensive types of lending, such as privatized loans with higher interest rates.

Apply today:

Call or text us at (989) 910-5135 or (616) 532-9067 to get started, or click here to apply online.

* APR = Annual Percentage Rate. APR effective July 1, 2023, and subject to change. APR may also vary based on your creditworthiness, loan amount, combined Loan to Value (LTV), term, and security offered. Active Checking required. No out-of-pocket costs: for loans of less than $50,000, an appraisal and title work may be required, and the costs included with the loan. See the Credit Union for complete details.


Grandville Branch access is limited by construction. Please access Ivanrest via Prairie Street.