Author Archives: tracy

Fraud Alert

A member reported today that they received a call from “North Central Area Credit Union” and that the caller asked them to call (a different phone number than what appeared on caller ID) regarding issues with their Debit Card.  Remember—NCACU will NEVER call asking for your account number, Debit/Credit Card numbers or your personal information.  Hang up. Hang up. Hang up!

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Career Opportunity!

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NCACU currently has three positions available.  If you are interested in joining our team click HERE.

Go Mobile!

Do you take NCACU with you when you are on the go?  You Can!!  Click here to get instructions for bookmarking us on your mobile device or log into It’s Me 247 and click on GO MOBILE for text banking information!  We Are Where You Go, We Are North Central!

School Branches Celebrate Youth Month

April was National Youth Month and our School Branches at Roscommon and Grayling Elementary and Houghton Lake Middle School have been “Wild about Saving” all month long! Click here to read all about what our school branches have accomplished this year.HL Wild

Technology Age

Everything is done on the run these days!  Your credit union offers some great tools for managing your money on the go!  Some examples are  Text alerts when you need to transfer funds, or E-alerts when you have accumulated enough savings to purchase a CD,  or E-statements to help save trees.  Log into It’s Me 247 and check out all the options you have to bring your banking into the technology age!

Budgeting Help

Are you struggling to make ends meet?  You can now find a simple budget form under our Resources tab or click here. Budgeting takes time, patience and practice.  The first step is often recognizing how you spend your money and then showing it in the correct category of the budget.  If you are not completely honest with yourself, a budget will not work. Download our form, fill it out as best you can then track your spending for a month and fill it out again.  You may be surprised at how quickly little expenses like lunch out, an afternoon coffee or school supplies can quickly add up and knock your budget off-balance.  Work your budget for a few months and if you can’t get it to balance, then it might be time to call a credit counselor.

IRS Identifies Dirty Dozen Tax Season Scams

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Members need to remain vigilant and not fall prey to phone and email scams that are prevalent this time of year.  The IRS just released the “Dirty Dozen” top scams members could be seeing.  Remember NEVER give out personal information to anyone who calls on the phone or asks for it in emails.  Don’t answer calls from numbers you don’t recognize and NEVER confirm account information or personal information.  The legitimate companies that you use, HAVE your account numbers they will not call you and ask for it.  Read More about trending scams here:  http://www.irs.gov/uac/Newsroom/IRS-Completes-the-Dirty-Dozen-Tax-Scams-for-2015

 

Looking For Love In All The Wrong Places

Did you sign on with a credit card company offering a great “introductory” rate only to find you are paying through the nose now that the intro term expired?  NCACU offers credit cards with one rate, all day, every day.  (more…)

Bucket List=To Do List!

What would you like to accomplish in 2015? What is on your Bucket List? NCACU is helping members set goals and achieve them in 2015!  Whether you want to pay down debt to get ready for retirement, get ready for kids in college or maybe just to have a little breathing room in the budget; or maybe you want to participate in an exciting adventure, or plan a special trip.  NCACU has the tools to accomplish it all.  Stop in and talk to a loan officer today.  Don’t let 2015 end with the same things on the list!  Let us help you get them done!  Happy New Year!

Members Generous in Cookies For Santa Promotion

NCACU members dug deep this year in support of our third annual Cookies for Santa promotion in all branches.  During November, members can purchase a paper cookie for one dollar or a Gingerbread man for five dollars to put on NCACU’s plate for Santa.  All proceeds benefit local food pantries.  Our members continue to humble us for this promotion. So many of you give willingly–it is a pleasure to present checks to the food pantries on behalf of our membership.  We Are North Central! Cookie Check