NCACU members carrying MasterCards are advised to register with MasterCard SecureCode. MasterCard SecureCode is a private code for your MasterCard account that gives you an additional layer of online shopping security. Only you know what your code is – retailers aren’t able to see it, so you can trust that your transactions get your approval every time. Secure Code is driven by online merchants. Not all online companies utilize it, but the ones that do require the MasterCard cardholder to be enrolled in SecureCode and will deny a transaction without it. (more…)
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Did you know members can get FREE copies of documents? While we can’t photocopy your 466 page life story, we can make a copy of an important document. Just stop in any of our branches and ask for a copy. We also offer free FAX services for members who need to send an occasional FAX. Notary services are also available in the branches.
As a member of North Central Area Credit Union, we should be your first stop ANYTIME you are shopping for a major purchase. NCACU is Your Best Deal. We have lower rates than most and match loan rates in our service area. For everything from a new car loan, a credit card, or even quick cash–there is no need to go anywhere else or to shop for special rates–we are Your Best Deal!!
NCACU recently hit the 5,000 hours mark for our MASH (Mentor, Assist, Support and Help) Volunteers. (more…)
Many people do not like to use their credit union account numbers on the Internet. It’s Me 247 allows you set up a username that can be entered in place of your account number when you log in to your accounts. Not only will this help keep your account number more private, it should be easier to remember! To set up a username log into It’s Me 247 click on INFO CENTER, Then MY PREFERENCES, then USERNAME.
To further customize your online banking center, (more…)
Q: I am volunteering for a local organization and we need to open a checking account. Can I just open an account with my information and put the organization on the checks?
A: No. Organizations should always obtain the correct taxpayer ID number for organizational funds. Since the money in the account will belong to the organization, the taxpayer ID number required to open the account cannot be a Social Security Number – it needs to be an Employer ID Number (EIN) applied for in the name of organization.
The IRS allows a fundraising event, memorial fund, bowling league, or other non-business purpose entity to open an account and request an EIN for banking purposes. Visit www.IRS.gov for more information.
As part of our continuing effort to bring the best technology and service to our members, North Central Area Credit Union is upgrading our Fraud Detection and Notification System. The new system will notify our members faster when fraud is suspected. (more…)
Don’t fall prey to “great rate advertising!” Come see us before you buy and we will make sure you have your BEST DEAL!
If someone is promising you a deal that NCACU won’t match–it’s not your best deal. NCACU does not want to see members upside down in a vehicle loan, so we are only going to offer terms relative to the value of the vehicle at rates you can afford. Remember, we don’t sell vehicles so there is no pressure to buy something you can’t afford. Come see us today–Your Story, Your Life–We Are Your Best Deal!