Author Archives: tracy

ATM Deposit or Night Deposit?

Night

Do you ever wonder which is faster?  NCACU offers two solutions for after hours deposits–our Night Deposit Box located at each building (generally near the drive thru) or you can also deposit funds through the ATM system.  If you are looking for the fastest deposit to your account–use the Night Deposit Box.  Those deposits are collected each day at opening and post right away.  ATM deposits require a 48 hour hold.  Remember, any time you deposit using one of the after hour methods–always use an envelope and include your account number and the amount of the deposit.

Go Mobile!

Don’t forget to take NCACU with you on the run!  You have access to your accounts 24-7 with Mobile Banking, Text Alerts, and Online Banking.  Click on the Go Mobile tab inside It’s Me 247 for more information!

Want To Take The Boat Out?

Oh you don’t have a boat?  Come see us and let’s talk about how you can get that dream boat out on the water!! Our loan officers are ready to assist you!

Boat Loan

Fraud Alert

A member reported today that they received a call from “North Central Area Credit Union” and that the caller asked them to call (a different phone number than what appeared on caller ID) regarding issues with their Debit Card.  Remember—NCACU will NEVER call asking for your account number, Debit/Credit Card numbers or your personal information.  Hang up. Hang up. Hang up!

scam

Career Opportunity!

join team1

NCACU currently has teller openings.  If you are interested in joining our team click HERE.

Go Mobile!

Do you take NCACU with you when you are on the go?  You Can!!  Click here to get instructions for bookmarking us on your mobile device or log into It’s Me 247 and click on GO MOBILE for text banking information!  We Are Where You Go, We Are North Central!

School Branches Celebrate Youth Month

April was National Youth Month and our School Branches at Roscommon and Grayling Elementary and Houghton Lake Middle School have been “Wild about Saving” all month long! Click here to read all about what our school branches have accomplished this year.HL Wild

Technology Age

Everything is done on the run these days!  Your credit union offers some great tools for managing your money on the go!  Some examples are  Text alerts when you need to transfer funds, or E-alerts when you have accumulated enough savings to purchase a CD,  or E-statements to help save trees.  Log into It’s Me 247 and check out all the options you have to bring your banking into the technology age!

Budgeting Help

Are you struggling to make ends meet?  You can now find a simple budget form under our Resources tab or click here. Budgeting takes time, patience and practice.  The first step is often recognizing how you spend your money and then showing it in the correct category of the budget.  If you are not completely honest with yourself, a budget will not work. Download our form, fill it out as best you can then track your spending for a month and fill it out again.  You may be surprised at how quickly little expenses like lunch out, an afternoon coffee or school supplies can quickly add up and knock your budget off-balance.  Work your budget for a few months and if you can’t get it to balance, then it might be time to call a credit counselor.

IRS Identifies Dirty Dozen Tax Season Scams

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Members need to remain vigilant and not fall prey to phone and email scams that are prevalent this time of year.  The IRS just released the “Dirty Dozen” top scams members could be seeing.  Remember NEVER give out personal information to anyone who calls on the phone or asks for it in emails.  Don’t answer calls from numbers you don’t recognize and NEVER confirm account information or personal information.  The legitimate companies that you use, HAVE your account numbers they will not call you and ask for it.  Read More about trending scams here:  http://www.irs.gov/uac/Newsroom/IRS-Completes-the-Dirty-Dozen-Tax-Scams-for-2015