Author Archives: tracy

Home Depot Security Breach

Home Depot has confirmed that a data breach occurred on their payment data systems in their stores in the United States and Canada and dates back to April 2014.

Home Depot is offering free services including credit monitoring, identity monitoring, and an identity theft insurance policy for anyone who shopped at a store since April 2014. Currently, they believe online shopping was not impacted. For more information about these services, please visit…)

Update to MasterCard Rules

Effective October 17, 2014 a MasterCard cardholder will not be liable for any unauthorized transaction, as long as, 1) the cardholder has exercised reasonable care in safeguarding the card from risk of loss or theft; and, 2) upon becoming aware, promptly reporting the loss or theft to the issuer.

Can You Recognize a Fraudulent Website?

Can you determine if a site is fake or real? In today’s online world it is getting harder and harder to do so. However, many times there are subtle differences that allow us to identify a real, secure site. Even something as small as a spelling error on a page could suggest that it is not authentic. Do you think you know all the signs of a fake site?  Symantec offers a fun quiz to test your knowledge.   Try It Here.


Free Stuff


Did you know members can get FREE copies of documents? While we can’t photocopy your 466 page life story, we can make a copy of an important document.  Just stop in any of our branches and ask for a copy. We also offer free FAX services for members who need to send an occasional FAX.  Notary services are also available in the branches.

Don’t Shop Special Rates

As a member of North Central Area Credit Union, we should be your first stop ANYTIME you are shopping for a major purchase.  NCACU is Your Best Deal.  We have lower rates than most and match loan rates in our service area.  For everything from a new car loan, a credit card,  or even quick cash–there is no need to go anywhere else or to shop for special rates–we are Your Best Deal!!

best deal stepped up

Thanks for Showing Your Love!

Love 4th collage

Members continue to win cash for being spotted showing their NCACU “Love.”  Proud members simply display one of our stickers on their vehicle and employees will randomly “spot” them in our communities and reward them with a deposit to their account!

NCACU Volunteers!

MASH Background Final

NCACU recently hit the 5,000 hours mark for our MASH  (Mentor, Assist, Support and Help) Volunteers.  (more…)

Customize Online Banking

Many people do not like to use their credit union account numbers on the Internet. It’s Me 247 allows you set up a username that can be entered in place of your account number when you log in to your accounts. Not only will this help keep your account number more private, it should be easier to remember!  To set up  a username log into It’s Me 247 click on INFO CENTER, Then MY PREFERENCES, then USERNAME.

To further customize your online banking center, (more…)

Question For Credit Union

Q: I am volunteering for a local organization and we need to open a checking account. Can I just open an account with my information and put the organization on the checks?

A:   No. Organizations should always obtain the correct taxpayer ID number for organizational funds. Since the money in the account will belong to the organization, the taxpayer ID number required to open the account cannot be a Social Security Number – it needs to be an Employer ID Number (EIN) applied for in the name of organization.

The IRS allows a fundraising event, memorial fund, bowling league, or other non-business purpose entity to open an account and request an EIN for banking purposes. Visit for more information.

Upgrades for Fraud Alert System


As part of our continuing effort to bring the best technology and service to our members, North Central Area Credit Union is upgrading our Fraud Detection and Notification System. The new system will notify our members faster when fraud is suspected. (more…)