Author Archives: tracy

Wendy’s Breach Affecting Members

fraud alert

We are sad to report that the Wendy’s Breach is effecting several of our members. Our accounting department is working feversihly to get member cards closed and new debit cards reissued. (more…)

We Make It Easy!

Effective this month, members who have their mortgage with NCACU/Member First Mortgage will be able to make online payments right through their It’s Me 24/7 account.   No more mailing checks or making a special stop at a branch!  Once you log in to your It’s Me 24/7 account you will see your mortgage listed just like your credit card or vehicle loan.  Now, you can click and make a payment!white keyboard with easy button

Take a Budget Break!


Summer is a great time to Skip A Pay!  If you have a loan that is eligible, apply for Skip a Pay and instead of your regularly monthly payment, you will make a $20 donation to the Scholarship Fund.  Free up some cash and help students in college! Click here for more information and to apply.


Vector illustration of orange and black icon for phone

Through the transition to our new phone system, our 1-800 number was inadvertently disconnected. Thanks to the members who notified us of the problem!  We are working on a solution to this issue. In the meantime, please call (989) 910-5135. Our 24 Teller is the first option in our menu, or stay on the line for personal assistance from our Service Center in Houghton Lake. Thank you!

Be Diligent!

fraud alert

Fraud continues to be a common problem with recent reports of calls from Credit Card companies needing your account number to protect you from an interest rate increase.  Remember, a legitimate company will NEVER ask you for your account number. They already have it! Never give out your personal information on  the phone or internet!

Catch a Great Rate!


See your loan officer today for a great rate on all your lending needs.  We have the perfect loan product for you!  No application fees or hidden charges.  Stop in today!

Fraud Alert


Members reported suspicion of fraudulent calls to our Service Center today.  One member reported the caller saying there was a renewal due with their Medicare coverage and offering to take a payment from their checking account.  Another member reported two callers from different numbers saying they were calling about a credit card account.  Remember–these fraudulent callers are VERY good at what they do–scam you out of money!  NEVER, EVER give your account or personal information over the phone! When in doubt let an unknown number go to voicemail.  Just remember–you protect yourself best by NEVER giving out your information.

Mortgage Season

NCACU Rear 10

Mortgage Season is coming!  Are you ready?  If you are considering buying a new home, refinancing your current home or adding a second property it’s time to get a plan together!  Our Mortgage Coordinator, Mark Church, is here to help you!  Call him at (989) 910-5140 and set an appointment to come see him.  He can answer your questions and help you get a plan together so when the winter breaks and the housing market starts to really take off—you are ready to go!

Acting Up for Financial Literacy

North Central Area Credit Union, with support of the Michigan Credit Union Foundation, has paired up with Acting Up Theatre Company to provide interactive financial literacy to 3rd and 4th grade students in three local schools. Students in Grayling and Houghton Lake have already performed plays that they wrote about their local economies, financial literacy, and credit union history and philosophy.  Next up, Roscommon Elementary will participate in the program during National Credit Union Youth Month.  Stay tuned for details!