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Maxed Out?

Our credit card balance transfer special is still going strong — with rates as low as 4.99% APR*! 

Take control of your finances by leveraging our balance transfer special. You’ll save with our much lower balance transfer rate than your current high-interest credit card balances. 

Don’t miss this opportunity to streamline your payments and save! 

Easily transfer your balances to an NCACU Visa® Credit Card with just a few steps, and rest easy with the convenience of one low monthly payment. Plus, you’ll benefit from no balance transfer fees, ensuring a smooth and cost-effective switch.  

  • Reduce the interest you pay with rates as low as 4.99% APR* 
  • Transfer any balances to our card with no balance transfer fees.   
  • Reduce the stress of juggling multiple payments and pay down debt faster. 

Save with this low rate for the first 12 months of your transfer. But hurry; this offer won’t last long! 

Roll your balances to us: 

  • Start by verifying your balances on other credit cards. 
  • Make your request: Call us at (989) 910-5135 or use this handy link to apply for a larger line. 
  • Remember never to email us your personal information. 

You’ll see immediate savings and improve your cash flow.  

Not a Cardholder? 

If you’re ready to start saving, apply online or call us at (989) 910-5135.  

NCACU Lobbies will be closed Thursday, November 27 and Friday, November 28 for Thanksgiving with Service Center Phone Hours available on Friday. We are also excited to welcome CPFCU members to our online banking using the "Kalamazoo Log In" Button until 7pm November 30th, when you will follow the directions on creating an account with the "Log in" button. NCACU members will continue to use the "Log In" button. Learn More