An important thing to look for when making your investment is compound interest. Your interest earnings grow because you continue to add to your investment.
When investing your money always remember the more you put into a CD and the longer you invest it …the more money you will make. When locking in to CDs, keep in mind that there is a fee for early withdrawal.
When you open a CD at North Central, you can earn above market rates and feel secure with NCUA insurance, getting the best of both worlds.
limited time only
$500 minimum: 4.00%APY + .25%* = 4.25%APY*
$50,000 minimum: 4.10APY + .25%* = 4.35%APY*
Want to Save As You Go? Try Our Add-On CD
A NEW CD alternative for members that want to continue to deposit funds to a CD and earn more! Open your Add-On** CD and continue to make deposits, up to your $10,000 max. It’s a great way to save incrementally and still earn a great rate!
- 24-Month Term
- $100 – $10,000 Investment
- Make additional deposits in any amount
CD Rate BUMP
Ask for our CD Bonus Rates with your active Checking Account – you’ll rest easy knowing you’re earning the most for your month! Add .25%* to any CD Rate by having an active checking account.
*APY=Annual Percentage Yield. Rates are effective July 19, 2024, and are subject to change without notice. This offer is available for a limited time and can end anytime. Rates reflect a .25% bonus rate incentive. To receive the .25% bonus rate, the member must have an active Checking Account, which includes a minimum of $250 ACH Direct Deposit monthly, an active Debit Card, and Online Banking with eStatements/eNotices. Penalties for early withdrawal will impact earnings. The minimum CD investment is $500. Maximum investment is $250,000. The deposit amount determines the interest rate for your Certificate of Deposit (CD). Jumbo CDs are between $50,000 and $250,000. Standard CDs are between $500 and $49,999.99. Contact NCACU for rates above $250,000. Interest is compounded and paid monthly. It cannot be combined with any other offers. Other restrictions may apply; CD levels will be capped, and the special will be terminated when deposit levels are reached. See NCACU for complete details.
**$100 opening deposit and minimum balance required. $10,000 maximum deposit. Municipal, business and IRA funds are not eligible. During the term of the CD, you may make additional deposits into this account. The method for additional deposits may be limited to in-office transactions or Online Banking transfers. The balance in your account cannot exceed $10,000 excluding interest. Withdrawals prior to maturity are subject to an early withdrawal penalty fee. Fees may reduce earnings. Contact the credit union for details.