The holidays are here, bringing festive gatherings, cherished traditions, and plenty of shopping! Whether you’re out looking for the perfect gift, planning a holiday getaway, or treating yourself, NCACU’s Rewards Credit Card adds double the sparkle to your season.
Double the Points, Double the Fun!
From November 1 through December 31, 2024, earn 2x points on every purchase you make with your NCACU Credit Card! Redeem your points for gift cards, merchandise, or travel, making your holiday shopping even more rewarding.
Shop Anywhere and Save
Your NCACU credit card offers a low, fixed 10.99% APR*—making holiday shopping more affordable than the unpredictably high variable rates of big bank and retailer cards, which can soar past 20%. Enjoy stable payments and significant savings during the bustling season.
NCACU Credit Card Perks
In addition to earning double points, your NCACU credit card offers valuable benefits:
- Zero Liability Purchase Protection: Shop confidently, knowing you’re protected from unauthorized purchases.
- Enhanced Online Security: Keep your information safe with advanced encryption and fraud monitoring for secure online shopping.
- Limit Increase: Need extra spending power? Now’s the perfect time to request a credit limit increase while enjoying double purchase points.
Maximize Your Holiday Spending
Make the most of your NCACU credit card this holiday season:
- Earn 2x points on all purchases—from gifts to groceries!
- Redeem your points for travel or last-minute gifts.
- Increase your credit limit for added flexibility during the holidays.
The Advantage of a Low Fixed APR
Many people don’t realize how much a credit card’s APR can impact their finances. Variable-rate cards can increase based on market conditions or payment history, leading to higher interest costs. NCACU’s fixed-rate card protects you from rate hikes, saving you more during the holidays and beyond.
Make the Most of This Holiday Season
If you don’t have an NCACU credit card, now’s the perfect time to apply. Call or text us at (989) 910-5135 or visit us online to start enjoying magical savings and rewards.
*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. The balance transfer rate is effective on balance transfers for the first 12 months. After 12 months, the remaining balances will begin incurring interest at your card’s standard Retail/Purchase APR as disclosed in your cardholder agreement. Your account must be in good standing. Rewards and/or rebates are not eligible balance transfer offers. Balance transfers are not good on other current NCACU card balances. Double Rewards Points are on qualifying transactions up to $2,999 and must earn at least one point. Balance transfers, cash advances, and returns do not earn points. Points will be awarded by February 28, 2025. Other restrictions may apply; the applicant must meet current credit criteria, and we may need to pull a new credit report. See North Central Area Credit Union for details.