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Say Yes To Savings!

Save on every holiday purchase and reap your rewards with our Visa® Credit Card!

  • Purchases – as low as 10.99% APR*
  • Balance Transfers – as low as 4.99% APR*
  • Now, through December 31, 2023, you will earn 2x points!*

Consider this awesome option:

  • Visa® Platinum Rewards Credit Card: Earn one point for every dollar in purchases. The more you spend, the more points you earn! Now, through December 31, 2023, you will earn 2x points!

Enjoy added savings:

A low fixed rate means real savings in today’s rising rate environment. With an NCACU Visa, you can feel comfortable knowing your rate will never change, even when market conditions fluctuate. And there are no fees when you carry our card!

  • No annual fee.
  • No balance transfer fees.
  • A low APR means a low monthly payment.

Not a cardholder? 

CLICK HERE to apply. You’ll have your card in plenty of time for the holidays!

Need a larger line?

Use this HANDY LINK to make your request.

*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. The balance transfer rate is effective on balance transfers for the first 12 months. After 12 months, the remaining balances will begin incurring interest at your card’s standard Retail/Purchase APR as disclosed in your cardholder agreement. Your account must be in good standing. Rewards and/or rebates are not eligible balance transfer offers. Balance Transfers are not good on other current NCACU card balances. Double Rewards Points are on qualifying transactions up to $2,999 and must earn at least one point. Balance transfers, cash advances, and returns do not earn points. Points will be rewarded by February 28, 2024. Other restrictions may apply; the applicant must meet current credit criteria, and we may need to pull a new credit report. See North Central Area Credit Union for details.