Savings rates are subject to change without notice. Contact the credit union for the most up-to-date rates.
CD rates reflect the same rates for IRA CDs, please contact the credit union for details
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 13 MONTH CD SPECIAL | 4% | $500 |
| 13 MONTH CD SPECIAL | 4.1% | $50,000 |
| 6 MONTH CD | 3.7% | $500 |
| 6 MONTH CD | 3.8% | $50,000 |
| 12 MONTH CD | 3.7% | $500 |
| 12 MONTH CD | 3.8% | $50,000 |
| ADD ON 24 MO CERT | 3.75% | $100 |
| 24 MONTH CD | 3.75% | $500 |
| 24 MONTH CD | 3.85% | $50,000 |
| 36 MONTH CD | 3.8% | $500 |
| 36 MONTH CD | 3.9% | $50,000 |
| 48 MONTH CD | 3.85% | $500 |
| 48 MONTH CD | 3.95% | $50,000 |
| 60 MONTH CD | 3.85% | $500 |
| 60 MONTH CD | 3.95% | $50,000 |
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| PRIME SHARE | 0.05% | $100 | |
| LIQUID SAVERS | 0.1% | $250 | $250 |
| LIQUID SAVERS | 0.25% | $250 | $1,000 |
| LIQUID SAVERS | 0.35% | $250 | $5,000 |
| LIQUID SAVERS | 0.5% | $250 | $10,000 |
| LIQUID SAVERS | 0.6% | $250 | $25,000 |
| LIQUID SAVERS | 0.75% | $250 | $50,000 |
| CHRISTMAS CLUB | 0.25% | $5 | $0 |
| KEEP YOUR CHANGE | 0.05% | $0 | |
| REWARDS CHECKING | 0% | $0 | |
| REWARDS CHECKING | 4% | $0 | |
| REWARDS CHECKING | 0% | $12,000 | |
| CHECKING | 0% | $0 | |
| SECONDARY SHARE | 0.05% | $0 | |
| MONEY MARKET | 0% | $1,000 | $2,499 |
| MONEY MARKET | 1.65% | $1,000 | $2,500 |
| MONEY MARKET | 1.9% | $1,000 | $25,000 |
| MONEY MARKET | 2.15% | $1,000 | $50,000 |
| MONEY MARKET | 2.35% | $1,000 | $100,000 |
| MONEY MARKET | 2.6% | $1,000 | $250,000 |
Share Insurance Estimator
As a member of North Central Area Credit Union, “Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.” NCUA has improved the online share insurance estimator tool used by members to calculate share insurance coverage. Now you can keep track of your share insurance coverage and get quick answers to your share insurance questions. To use the Share Insurance Estimator click here.
*APY = Annual Percentage Yield. Subject to change without notice. Fees may reduce earnings. Rate may change after the account is opened. Fees may reduce earnings. First Money Market, Share Plus and Add-On Certificates are suspended, see your account and contact credit union for more details.
**This offer is available for a limited time and can end at any time. Rates reflect a .25% bonus rate incentive. To receive the .25% bonus rate, the member must have an active Checking Account, which includes a minimum of $250 ACH Direct Deposit monthly, an active Debit Card, and Online Banking with eStatements/eNotices. Penalties for early withdrawal will impact earnings. Minimum CD investment is $500. Maximum investment is $250,000. The deposit amount determines the interest rate for your Certificate of Deposit (CD). The advertised rate is for Jumbo CDs between $50,000 and $250,000. Standard CD accounts ranging from $500 to $49,999 will receive our regular interest rates. Contact NCACU for rates above $250,000. Interest is compounded and paid monthly. Cannot be combined with any other offers. Other restrictions may apply; CD levels will be capped and the special terminated when deposit levels are reached. See NCACU for complete details.