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Maximize Your Tax Refund:  

Invest in NCACU’s CD Special 

As tax season rolls around, many of us anticipate the arrival of our tax refunds, pondering the best use for this sudden financial windfall. While it’s tempting to splurge on the latest technology or new things for spring, there’s a more prudent option that could significantly enhance your financial well-being: investing in a Certificate of Deposit (CD). 

NCACU is excited to announce a compelling opportunity for those seeking a wise investment for their tax refund dollars. We’re currently offering a special CD offer that guarantees a solid return and aligns with the financial goals of savers and investors alike. 

Take Advantage of our Tax Time CD! 

How to Earn This Awesome APY with an Active Checking: 

13-Month Regular Certificate= 5.00% APY*
Minimum $500 deposit 

13-Month Jumbo Certificate= 5.25% APY*
Minimum $50,000 deposit 

Our latest CD special boasts an awesome APY (Annual Percentage Yield), designed to grow your savings securely over time. This bonus APY is for any member who takes advantage of our Checking Account and Direct Deposit. Please ask for details.  

Why Invest Your Tax Refund in a CD? 

  • Secure Growth: Unlike volatile investment options, an NCACU CD offers a fixed interest rate, ensuring your savings grow predictably over the CD term. It’s a safe haven for your money, shielded from the unpredictable swings of the stock market. 
  • Higher Returns: Our CD special far surpasses the interest rates offered by standard savings accounts, making it a more lucrative option for your tax refund. 
  • Encourages Financial Discipline: Investing in a CD with a 13-month term helps instill financial discipline, as your funds are committed for the duration of the term. This helps prevent impulse spending. 
  • NCUA Insured: Your investment is secure and insured up to the maximum allowed by law, providing peace of mind along with attractive returns. 

Make the Most of Your Tax Refund 

Investing your tax refund in a CD isn’t just about saving money; it’s about making a conscious decision to enhance your financial future. Instead of spending your refund on something fleeting, consider the long-term benefits of a CD. It’s an opportunity to build a stronger financial future, ensuring your tax refund dollars are not just spent but are invested wisely for sustained growth. 

Ready to Invest? 

If you want to take advantage of our CD special, call or visit NCACU. Our team is ready to help you set up your CD, ensuring your tax refund is put to its best possible use. Remember, this special rate is a unique opportunity to secure a high-yield investment for your future. Don’t let your refund slip through your fingers; invest it in a CD and maximize your opportunities! 

*APY=Annual Percentage Yield. Rates effective March 1, 2024 and subject to change without notice. This offer is available for a limited time and can end at any time. Rates reflect a .25% bonus rate incentive. To receive the .25% bonus rate, the member must have an active Checking Account, which includes a minimum of $250 ACH Direct Deposit monthly, an active Debit Card, and Online Banking with eStatements/eNotices.  Penalties for early withdrawal will impact earnings. Minimum CD investment is $500. Maximum investment is $250,000. The deposit amount determines the interest rate for your Certificate of Deposit (CD). The advertised rate is for Jumbo CDs between $50,000 and $250,000. Standard CD accounts ranging from $500 to $49,999 will receive our regular interest rates. Contact NCACU for rates above $250,000. Interest is compounded and paid monthly. Cannot be combined with any other offers. Other restrictions may apply; CD levels will be capped and the special terminated when deposit levels are reached.  See NCACU for complete details.    
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