Hours & Locations

Hours of Operation

Drive Through Hours
Monday - Thursday8:30am - 5:00pm
Friday8:30am - 6:00pm
Saturday8:30am - 1:00pm
Lobby Hours
Monday - Thursday9:00am - 5:00pm
Friday 9:00am - 6:00pm

Holiday Closings

New Year's DayFriday, January 1, 2016
President's DayMonday, February 15, 2016
Memorial DayMonday, May 30, 2016
Independence DayMonday, July 4, 2016
Labor DayMonday, September 5, 2016
Columbus DayMonday, October 10, 2016
Thanksgiving DayThursday, November 24, 2016
Christmas EveSaturday, December 24, 2016
Christmas DaySunday, December 25, 2016

Locations

Administration

Administration Rendering2665 S. Reserve Rd
P.O. Box 817
Houghton Lake, MI 48629

Phone: 989-910-5135
General fax: 989-910-5128
Mortgage fax: 989-910-5129

Teller services unavailable at this location.

Grayling

Grayling505 Clyde Street, PO Box 481
Grayling, MI. 49738

Phone: (989) 348-7488
Fax: (989) 348-8075

Branch Manager: Tobias Neal
24 hour drive-up ATM

Houghton Lake

Houghton Lake2671 Reserve Road, PO Box 220
Houghton Lake, MI. 48629

Phone: (989) 366-9646
Fax:(989) 366-9391

Branch Manager: Stephanie Harris
24 hour drive-up ATM

Roscommon

Roscommon129 Lake Street, PO Box 727
Roscommon, MI. 48653

Phone: (989) 275-5169
Fax: (989) 275-4340

Branch Manager: Dar Stead-Smith
24 hour drive-up ATM

Standish

Standish212 Court Street, PO Box 156
Standish, MI. 48658

Phone: (989) 846-9553
Fax: (989) 846-1144

Branch Manager: Lori Schumann
24 hour walk-in ATM

Shared Branching

Xtend Shared Branching Network

CO-OP ATM Network

Click on the logos to the left to locate a shared branch or a surcharge-free ATM! With shared branching, you can use any branch in our shared network as if it were an NCACU branch! With the Co-Op network, you have access to more surcharge-free ATMs than just about any bank in the country!