Credit Cards

NCACU has two credit card options. Our Visa Classic at 12.90 % and Visa Gold at 10.90% are available to all members depending on qualifications and credit records. There is no annual fee with either card.

Use your debit card the same way you use your Visa card without any monthly interest expense.

Don’t have an NCACU Visa yet? Download the Visa Classic Credit Card Agreement or the Visa Gold Credit Card Agreement to get started.

Visa Score Card Gift Catalog

Visa Score Card Travel Catalog

Card Lost or Stolen?

If your card is ever lost or stolen, call 1-800-828-3901 to report your card. You may be liable for fraudulent charges if you don’t report your missing card in a timely fashion.